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Insurance and Uninsured

Tuesday, October 12, 2010

HHS Lacks Authority To Adjust Rule on High-Risk Health Plan Enrollment

HHS does not have the power to waive a requirement that individuals who enroll in the high-risk health insurance pools created under the federal health reform law must have been uninsured for six months, an HHS spokesperson said last week, CQ HealthBeat reports.

Details of the Provision

Under the law, state officials can choose to set up their own pool to provide insurance to individuals with pre-existing conditions.

Individuals participating in the pools also must have been without insurance for six months, a requirement that some state officials say limits the number of people who are eligible for the program and prevents those who need the coverage most from obtaining it.

On Sept. 30, Connecticut Gov. Jodi Rell (R) asked HHS Secretary Kathleen Sebelius to waive the six-month requirement, calling it a "stone wall in the form of the absolute, no-exception waiting period required under current federal rules."

Barriers to Adjustment

However, the reform law includes "certain fundamental eligibility requirements with respect to which HHS does not have flexibility and for which there is no waiver authority," including the six-month waiting period, HHS spokesperson Jessica Santillo said.

Santillo added that the reform law allows states more discretion on other issues if they choose to run their own high-risk pools (Adams, CQ HealthBeat, 10/8).



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